Loan Dashboard and General Loan Summary

Loan Dashboard and General Loan Summary provides users with quick access to loan application information. The Loan Dashboard is viewable when users first enter a loan application. The General Loan Summary can be accessed by clicking on the “Loan Number – Borrower Last Name” in the blue application ribbon.

Loan Details and General Loan Information displays information in the following four sections:

·         Loan Details

·         Borrower Information

·         Assigned To

·         Ratios

Click Hide or the section header to collapse and not display the information in that section. Click Show or the section header to expand and display the information in that section.

Loan Details section contains the following fields that auto-populate based on data entered on other screens:

·         Final – populates with the date the loan was finaled by the Originator

·         Loan Amount - populates from 1003 > Terms tab > Mortgage Amount field

·         Loan Purpose – populates from the 1003 > Property tab > Purpose of Loan field

·         Institution - populates with the Institution selected when the loan was created

·         Loan Status – populates with the current Loan Status

·         AU Status – displays a hyperlink to view the Automated Underwriting findings

·         Property Address - populates from 1003 > Property tab > (Subject) Address Number, Address Street Name, City, State, and Zip fields

·         Appraised Value – populates from 1003 > Other Data tab > Property Appraised Value field

·         Product Code – populates with the Product Code for the currently selected Product

·         Rate – populates from 1003 > Terms tab > Interest rate (%) field

·         APR – populates the system calculated APR

·         PITI – populates the total of the P&I plus Taxes and Insurance from 1003 > Income, Housing tab > First Mortgage (P&I), Hazard Insurance, and Real Estate Taxes fields

·         Lock Status – populates the current lock status

·         Lock Expiration – populates from Lock > Lock Confirmation > Lock Expiration field

·         Cash To Close – populates from 1003 > Transaction Details tab > Cash From/To Borrower field

·         Closing Date – populates from 1003 > Other Data tab > Estimated Closing Date until the Closing Docs are saved. After Closing Docs saved, populates from Closing Docs > Loan tab > Closing(Note) Date field

Borrower section contains the following fields that auto-populate based on data entered on other screens:

·         Borrower - populates from 1003 > Borrower tab > First Name, Middle Initial, Last Name and Generation fields

·         Credit Score – populates with the borrower’s credit score

·         Email Address - populates from 1003 > Borrower tab > Email Address field

·         Home Phone - populates from 1003 > Employment tab > Home Phone field

·         Work Phone - populates from 1003 > Employment tab > Work Phone field

·         Cell Phone - populates from Borrower Summary > Cell/Alt Phone field

·         Address - populates from 1003 > Borrower tab > (Present Address) Street, City, State, and Zip fields

Assigned To section displays the Originator and all users currently assigned to the loan application.

Ratios section contains the following fields that auto-populate based on data entered on other screens:

·         Housing Ratio - populates with the system calculated Housing Ratio

·         Debt Ratio - populates with the system calculated Debt Ratio

·         LTV - populates with the system calculated LTV

·         CLTV - populates with the system calculated CLTV

·         HCLTV - populates with the system calculated HCLTV

Tip: Loan Dashboard and General Loan Summary may display blank fields if information is missing in the loan application or if not enough information has been entered for the LOS to complete system calculations.